Be Smart About Money


 The Be Smart About Money program offers a 10-session personal financial management curriculum to Bradley County residents. Through a curriculum based around the Dave Ramsey Financial Peace University, Habitat and its partners will teach families in the program how to:

  • Decrease their debt

  • Improve their credit scores

  • Build up their savings

  • Manage their money and more!

Classes start August 22!

Application Deadline: One week prior to beginning of classes

Applications available at Habitat for Humanity of Cleveland office or link below.

Call 423-476-6947 for more information. 

In order to qualify for the Be Smart About Money program, you must follow these basic qualifications and go through an application process:

  • Be a resident of Bradley County and fall into the 60% area median income or below

  • Pay a $25 participant fee

  • Open a savings account with a partner bank

  • Follow and complete the year-long program to receive matching funds to pay down or pay off debt!

Students that successfully complete the course will earn matching funds up to $1,000 to pay off debt! 

Pam Murphy
Smart About Money Program Manager

I really appreciate this program, and I would encourage this class 100%. One thing you don’t hear much about is your finances and you never really get lessons on how to manage your money or how to save. There’s always better ways to save and invest, and this course was really beneficial to me.
— Maureen Miller