Be Smart About Money


 The Be Smart About Money program offers a 10-session personal financial management curriculum to Bradley County residents. Through a curriculum based around the Dave Ramsey Financial Peace University, Habitat and its partners will teach families in the program how to:

  • Decrease their debt

  • Improve their credit scores

  • Build up their savings

  • Manage their money and more!

In order to qualify for the Be Smart About Money program, you must follow these basic qualifications and go through an application process:

  • Be a resident of Bradley County and fall into the 60% area median income or below
  • Pay a $25 participant fee
  • Open a savings account with a partner bank
  • Follow and complete the year-long program to receive matching funds to pay down or pay off debt!

Students that successfully complete the course will earn matching funds up to $1,000 to pay off debt! 

Bridgette Owen
Smart About Money Program Manager